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| Conforming 30 Year Fixed Rate |
| Conforming 15 Year Fixed Rate |
| 5/1 ARM |
| FHA 30 Year Fixed |
| VA 30 Year Fixed |
| Fannie Mae High Balance and Jumbo Programs |
Rates last updated on Friday, September 03, 2010
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Conforming 30 Year Fixed Rate
Term: 30 years
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| Rates | Points | APR |
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| 4% | 2% | 4.254% |
| 4.25% | 1% | 4.42% |
| 4.375% | 0.25% | 4.481% |
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Max loan amount 417,000 |
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Conforming 15 Year Fixed Rate
Term: 15 years
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| Rates | Points | APR |
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| 3.75% | 0.75% | 4.009% |
| 3.875% | 0.25% | 4.059% |
| 4% | 0% | 4.148% |
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Max loan amount 417,000 |
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5/1 ARM
3/1, 7/1 and 10/1 ARm's are available, please call for pricing.
Maximum loan to value (LTV) is 90%
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 2.875% | 2% | 3.513% |
| 3.25% | 1% | 3.564% |
| 3.625% | 0% | 3.615% |
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3/1, 7/1 and 10/1 ARm's are available, please call Stan @ 530-241-7191 for pricing.
Maximum loan to value (LTV) is 90% |
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FHA 30 Year Fixed
Maximum loan to value (LTV) is 96.5%, subject to county limits
APR calculations are based on a loan amount of $250,000 with loan fees of $1995, and 15 days of interm interest based on the interest rate, plus upfront and monthly mortgage insurance (MI).
Term: 30 years
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| Rates | Points | APR |
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| 4% | 2.25% | 4.831% |
| 4.25% | 0.5% | 4.935% |
| 4.375% | 0% | 5.02% |
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Max loan amount subject to county limit |
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VA 30 Year Fixed
Maximum loan to value (LTV) is 100%. For First Time users of VA benefits the VA Funding Fee is 2.15%. For subsequent users the VA Funding is 3.3%. For Veterans receiving disability payments the Funding Fee is waived.
APR calculations are based on the purchase price of $250,000, with 0 down and a loan amount of $255,375, which includes the VA funding of 2.15% with 15 days of interm interest based on the interest rate.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4% | 2.5% | 4.394% |
| 4.25% | 0.75% | 4.495% |
| 4.375% | 0.25% | 4.577% |
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Fannie Mae High Balance and Jumbo Programs
These programs subject to County limits. Please call our office for current rates
Term: 30 years
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